Investing and Finance

Do you want to know who determines mortgage interest rates? Please permit me to tell you about an experience. First and foremost, Mortgage rates have been crazy lately, dropping to all-time lows during the epidemic and rising to 20-year highs in 2022.  As of mid-2023, they are set to be stable, if still high, at […]

Do you want to know which mortgage officer closes a loan? In my experience, mortgage loan closers are employed by banks and other lending institutions. The mortgage loan closer evaluates all submitted data and documentation following the approval of a mortgage loan before preparing closing documents, including estimated settlement statements and final closing disclosures. Once

Do you want to know which mortgage loans are assumable? From what I’ve seen, people are asking me about Assumable Loans again because many people selling their homes with very low-interest debts at a time when interest rates are high. They could get a lot more for their house if they could offer their low-rate

Do you want to know which mortgage lender gives the most?  Based om my experience  I’ve seen that not all debts are the same.  Depending on which company you go with, you might be able to take an extra £22,500. Which?  research shows that the amount you can borrow through a mortgage can change by

Do you want to know how to break into real estate? Based on my extensive real estate expertise over the years, real estate is now regarded as one of the most successful and rapidly developing companies.  You may make much money starting a real estate firm as an investor or an agent. Starting your real

Do you want to know how real estate tax credits work? I can tell you how the real estate tax credit works for free based on my expertise. First, realize that real estate tax credits were created to stimulate investment in projects with tangible social or environmental benefits. As more individuals choose an investing strategy

Do you want to know if mortgage refinance requires appraisal? From my own experience, you can refinance a mortgage without an appraisal. This may make the process faster and easier. To refinance your mortgage, you may need to get your home evaluated. Sometimes, you may want an appraisal, even if you could get approved for

Do you want to know if introverts will make good realtors? I’ve seen that many realtors get into the business because they like working with people. A career that requires so much face time and where the opportunity to network and engage with many new people may lead to endless success can be a dream

Do you want to know if you get a US real estate license online? Acquiring a US real estate license online is straightforward. However, having your real estate license will boost your reputation as a professional and open up networking chances with licensed agents and brokers. Being licensed will directly influence your success regardless of

Do you want to know if real estate taxes be capitalized? Based on my years of experience, I am confident that you may “capitalize” (add to the cost basis) any real estate taxes paid on unimproved and unproductive land (i.e., a vacant lot) kept for investment purposes. A similar choice can be made for any